Category Archives: Autos

How To Reduce Gap Auto Insurance Premiums

Gap insurance auto coverage is a necessity only if the following two conditions are present:

1. You finance the purchase of a new or used auto.

2. You make a down payment of under 20%.

And in a case where you take advantage of one of the numerous 0 down/60 month lending offers you definitely want gap protection.

Nevertheless even when you do require gap insurance, it’s just necessary for as long as the outstanding loan balance exceeds the actual cash value of your car or truck. Usually what this means is a period of 21/2 to 3 years. So by the end of the 3rd year of installments the loan balance on your vehicle should be close to the cash value of your car or truck.

At this time the gap insurance could be terminated; but only if it was initially bought as a rider to a comprehensive policy sold by an insurance provider.

If, on the other hand, you purchase gap vehicle insurance protection from a auto dealer it cannot be terminated because you make a one time, up front payment.

Another significant difference between buying gap insurance from an insurance company or dealership is cost. Gap insurance coverage purchased using a auto dealer could cost varying from $500 – $700, while the same coverage bought through an insurance company will add only 5 or 6% to the price of your collision coverage, or about $30 annually.

So if your loan balance and the cash value of your automobile achieve parity within three years as suggested above, you’ll have paid out a total of approximately $90 for gap protection as opposed to hundreds of dollars more for coverage from a auto dealer.

Now, as if $30 a year wasnt affordable enough, it is possible to trim this amount even more. Since the cost of gap auto coverage is a percentage of the cost of comprehensive coverage, the less you pay for comprehensive collision coverage, the less you will pay for gap.

This provides a win, win scenario for each new car owner in need of gap insurance; especially if you have the time to evaluate a number of quotes from insurance carriers currently fighting for your business on television.

All New Honda Civic 2016

Taken from some automotive pages. Manufacturer Honda, especially American Honda released the latest model of civic, which will be the challenger for other automotive manufacturers. At least already sold less than 10 million units worldwide.
There are at least 5 superior to that offered by the all-new Civic.

  1. Weight lighter
    Although it has a broader dimension, we can be sure the all-new Civic will not be more severe than the previous generation.
    The light weight of the role of raw material selection of ultra-high-strength steel yet light.
    The weight of the latest all-new Civic trimmed to 31 kg lighter than the previous generation.
  2. Display wider
    All New Honda Civic 2016 will have a new platform with Honda’s unique body structure, ACE. Honda also bold claim with this structure makes the Civic into a model of the safest in its class.
    Thanks to this platform also makes the all-new Civic has a wider dimension of up to 2 inches, with up to 1.2 inches of additional wheelbase. However, if the calculated whole body of the latest all-new Civic 3 inches larger than the previous generation.
    This platform will certainly be making legroom alias wider foot distance
  3. 2 New Machine
    In addition to the design, the car also will carry the latest petrol engine, with two engine options.
    For most bottom option, the All New Honda Civic will offer a 2.0-liter engine.powertrain01
    The engine is larger than the previous generation Civic (1,800 cc). This machine is also believed to have the power up to 158 horsepower and torque to 138 lb-ft.
    As for the choice of model EX-T and EX-L, each of which will offer a 1.5 turbo engine with direct injection mated. The result of this machine capable of spraying up to 174 horsepower and 162 lb-ft of torque.powertrain-02
    Talk about the transmission, this luxury sedan will carry the continuously variable automatic transmission. And only the entry-level model LX offers a 6-speed manual.
    Fuel consumption for the country to reach 17 km per liter.
  4. Prices
    In the United States, said to be the 10th generation Civic will be priced starting at US $ 19,475 including shipping charges US $ 835 for the model LX manual.
    And for the automatic choice to reach US $ 20,275

Elite Auto Glass Colorado

Did you know that Elite Auto Glass Colorado is owned by Belron Glass which is a huge corporation headquartered in the Netherlands? That’s right a once proudly owned Colorado company is owned by a company in a foreign country.

At one time Elite Auto Glass was owned and operated by Wes Topping but in 2005 Elite was bought by Belron Glass. What does this have to do with a price of a windshield? Well nothing really. But many people still think that Elite is Colorado owned when they’re not.

That’s not a big deal to some people but to others who still care about doing business with a local Denver, Lakewood Colorado windshield auto-glass company it’s something you should be aware of. Many times people will use a national auto glass company because they can get warranty work and repairs done to their windshield, anywhere in the United States.

However, what if you could get warranty work, repairs and two free windshields, nationwide, when you do business with a locally owned Colorado auto glass company? The best part is all of your money is spent and kept right here in Colorado to keep the economy going and people employed?

Elite Auto Glass, owned by Belron, doesn’t offer two free windshields anywhere in Colorado or anywhere else. There is one company that does. They’re called Fas-Break Auto Glass located in Lakewood.
Fas-Break was established in 1997 and has an A rating with the Better Business Bureau with no complaints on their record. Fas-Break has recently started offering an “extended service glass contract” offered through the National Glass Exchange based in Trinidad Colorado. The extended service contract is just a fancy name for being covered nationwide.

This service contract will repair or replace your windshield at no extra cost to you, should you have road damage at anytime within a 12 month time frame. Let’s say you replace your windshield with Fas-Break of Lakewood on Monday but on Friday your windshield catches a rock and breaks again. Normally with Elite Auto Glass or any other company, for that matter, you would have to pay for a new windshield again or live with the broken windshield till you decide to spend the money for another windshield.

With Fas-Break of Lakewood you would just call and they would re-replace your windshield again with no money out of your pocket. The cost would be covered under the National Glass Extended Service Contract through the National Glass Exchange. Now that’s an elite service.
Not only that, you get one more freebie should your windshield crack again. However you don’t have to wait for your windshield to crack if you have a small chip on your windshield. With the service contract you get unlimited rock chip repairs for no extra cost.
So if you are considering using Elite Auto Glass of Colorado consider using a local windshield company who really does offer an elite service.

Auto Maintenance Concise Guide

Every automobile comes with its own set of demands of maintenance jobs. While some of the initial damages are usually covered by the vehicle manufacturer, it is the later stages when maintaining your automobile can start to cause a considerable damage to your financials. Whenever we face any issue with our vehicle, our first instinct is to get it serviced from a service centre. Though it is probably the best solution to get the vehicle serviced at company service centre, it is sure to amount to a significant amount of money as well. This is why it is extremely recommended that once your vehicle it out of the manufacturers warranty, you should start to deal with minor glitches by yourself.

Adopting DIY approach will make a huge amount of difference to your vehicles annual maintenance cost as most of the money people spend on maintaining their vehicle goes towards getting minor issues addressed. First of all, you need to gain basic knowledge about parts such as headlights, fog lights, horns, fuse-box, tyres, etc. You can use any web based resource if you want to research further on more complex jobs.

Once you are ready to hit your home workshop, you will need to have the stock of all the parts with short life spans, such as bulbs, fuses, belts, chains, and other replacement parts, as per your skill-set and availability of tools and machinery. You can easily find discount auto parts at several online stores dedicated to auto parts. All you need to do is find the best names in the business using any search engine and make your choice based on the price comparison.

Authenticity can be a concern for most of us when shopping for discount auto parts. This is the reason it is strongly recommended that you go through customer reviews about the parts a store delivers before placing your order. You may place your order only if you are completely satisfied with what the stores previous customers have to say about the authenticity of parts and stores after sales service.

Automotive Shop Management Software – For Auto Shops High Productivity

Automotive shop management software is a tool created to practically automate most administrative tasks in the automotive repair workshop.

It helps you to quicken the business workflow so that you can be able to attend to more customers without spending more time and yet make more money.

Workshop activities and management have moved up to the point of using advanced technology whereby, work can be done much more easily and faster.

Traditionally, workshop management activities involve much paper work, record keeping, filing of documents of customers and parts information, but today things have changed, all of these activities can be computerized.

Your shop administrative work can indeed be monotonous and boring, but with effective automotive shop management software, they become easy and quite interesting.

Successful car repair shops that have used this automotive shop management software have improved in the following areas.

1. Tracking work in progress: They can easily and quickly track to the last detail the status of a job they are working on, and know whether they can meet up with the completion date and time.

2. Profitability: They can make a quick check at a glance through this software and know whether they are making profits or not, all the necessary information on this will be displayed by a designated color after the software have compared all the necessary parameters for profitability.

3. Scheduling of Appointments: They make all appointments with customers so easily, and even well ahead of time, as the software can display all the necessary information pertaining to each customer to show when their appointment is due and what nature of jobs they want done.

4. Auto parts sales: With the customers details collected at the first time, they can easily know by the histories of their appointments which parts and accessories they need, and with no new input of full details of customers, and no unnecessary waiting, they can sell the parts over the counter.

5. Car Parts and Accessories Management and Control: They are able to have full control over parts movement, inventory management, price matrix, which not only save a lot of wasted time, but also minimize unnecessary loses.

6. Marketing Control: They use the it to do necessary follow up on customers so that they will have value for the products they bought and services rendered to them, and also, they will find it difficult not to come back when the need arise.

With the information provided, they can send reminders on next scheduled appointments or even thank you cards.

Automotive shop management software will practically run all your workshop management activities underground, coordinating them into a simple one continuous successful process which will make your customers to be happy with you always.

Apollo Aspire Tyres

Tyres are among the most important auto accessories which are integral part of your vehicle. Apollo Tyres are the largest and the busiest tyre manufacturer of India. We all know the importance of a good tyre for a good performance of our vehicles. Apollo is the only tyre manufacturer from India that is acclaimed internationally for its quality and performance. It manufactures tyres for all sorts of vehicle; bikes, bicycles, cars, trucks and other vehicles. Recently it has launched three highly acclaimed home-grown passenger car tyre brands; Aspire, Aceler and Amazer 3G.

With Apollo car tyres, you can be sure of great performance and high quality. One of the good qualities Apollo tyres are Apollo Aspire Tyre. With these tyres in your car, you can travel long distances without any trouble. These are W/Y speed rated. They offer a quick steering response for a sporty performance. They are designed to have unidirectional V-shaped tread design that resists aquaplaning. At high speeds, you can be assured of safety due to excellent handling by these tyres. Another great feature of these tyres is the special silica tread compound. It helps for better fuel economy and wet performance.

Keeping car tyres in Good shape for longer

The most crucial factor which keeps your car tyres in good condition for longer is air. The weight of your car is carried by air in the tyre, not the rubber casing. It is the air that keeps your vehicle of road. It keeps tyres safe and fit. You can maximize the life of your Apollo car tyres by following a few basic tips.

The easiest thing you can do is to get your tyres checked regularly whenever you go to filling station of garage. They should be checked for any signs of wear, cuts, under-inflation and others. Moreover, it should be an essential routine before you go to long drive. Also, get them checked for the leakage at valves. Also, replace the missing leakage. If there is any debris, stones trapped in tread grooves, get them removed.

Keep one thing mind; never check tyre pressure while they are still warm due to a long drive. It will lead to incorrect pressure reading that should be maintained at recommended PSI.

With regular tread wear checks, you can save fuel and prevent accidents. After every 6000 miles of driving, it is better to rotate your tyres. It means swap front tyres with back tyres.

If you are planning to buy Apollo Tyres, you can visit online retail stores to know more about their features and prices.

Subaru To Offer Srs Cs Auto In Impreza

Subaru of America, Inc. partners with SRS Labs Inc. to offer cutting-edge SRS Circle Surround Auto to the new Impreza.

The new feature delivers surround sound from any audio source including surround encoded content, stereo and mono radio broadcasts, satellite radio, standard CDs and compressed music files. CS Auto overcomes many of the challenges inherent in automobiles to present a realistic and immersive surround sound environment, CNN reported.

SRS Lab, a leader in the manufacture of quality surround sound voiced and audio technologies, recently announced that the SRS CS Auto will be offered as an optional feature in the 2008 Subaru Impreza.

“The sound quality offered by SRS Circle Surround Auto is amazing,” said Tim Colbeck, the vice president of sales of Subaru of America, Inc. “It’s a smart and extremely effective way of producing premium quality sound in a vehicle.”

The optional feature does not only deliver awe-inspiring in-car surround sound experience but also yields an overall higher quality of sound from various audio sources such as surround encoded content, satellite radio, HD Radio, mono or stereo radio broadcasts, standard CD and compressed music files from a portable media player.

“Subaru understands the unique challenges that can limit audio performance within the interior of an automobile, which is why they choose SRS to be their audio processing partner for the 2008 Subaru Impreza,” said Chris Sabbarese, Product Manager for SRS Labs. “With CS Auto consumers will experience high-end surround sound, with enhanced audio fidelity, along with an expansive sound field and rich, deep bass.”

CS Auto is especially engineered to meet the unique challenges of modern car interior. CS Auto includes processing to elevate the sound image to ear level, even from speakers located in some car-doors and under the dashboard. Also, the innovative feature creates a “phantom center speaker” to efficiently pull out and clarify vocals in the audio track.

CS Auto also includes a channel-mixing feature that enables car occupants using the front and rear seats to clearly hear all vocals and be engrossed in a thrilling audio experience. What is more, CS Auto incorporates SRS Labs’ patented bass enhancement system to produce a virtual subwoofer to finally complete the gratifying surround experience.

All new and available in Subaru dealer showrooms across the country, the 2008 Subaru Impreza and the company’s performance flagship the Subaru Impreza WRX boast more sophisticated styling, along with enhanced comfort and utility, while still delivering the handling and performance of Subaru Symmetrical All-Wheel Drive, the report added. Also new for the model year 2008, is the availability of stability control or Subaru Vehicle Dynamics Control (VDC).

The automaker, a wholly owned subsidiary of Fuji Heavy Industries Ltd. of Japan, is focusing on improving its lineup, offers, as well as auto parts accessories such as the Subaru coil springs, engine, upholstery, and the like.

Auto Insurance Pittsburgh Types of Auto Insurance and What You require To understand About Auto Insurance Pittsburgh

Finding the best car insurance in Pittsburgh doesn’t have to be a overwhelming task. If you’re a driver, chances are you already recognize some of the basics of auto insurance in Pittsburgh. And if you’re local to the Pittsburgh area, some agencies are offering a free $10.00 gift card just for checking out their auto insurance services in Pittsburgh. It’s never been a better time to locate the right agent for your needs when it come to auto insurance Pittsburgh.

Auto Insurance in Pittsburgh: What Do You Really Want?

Here are the top questions to ask yourself to determine just what kind of auto insurance in Pittsburgh coverage you really require.

Liability Coverage: This covers bodily injury. You’ll require at least $100,000 per person and $300,000 per accident. For property damage, you can opt for $50,000 or more. Look for auto insurance in Pittsburgh with friendly agents who can explain to you exactly what you require in auto insurance Pittsburgh.

What is your car worth? If your car is financed, your bank may require you to purchase comprehensive coverage with your insurance. Collision coverage is an option, but if you can afford it, it’s a good choice. A trustworthy auto insurance agent in Pittsburgh with trusted and knowledgeable experience can give you the advice and the best quote on this coverage for your needs on auto insurance Pittsburgh.

Uninsured and Underinsured Motorist Coverage: This should be at least the same as your liability coverage. This coverage isn’t mandatory as part of auto insurance in Pittsburgh, but it should be considered key when choosing auto insurance Pittsburgh.

Collision and Comprehensive Coverage: This is coverage for damage to your vehicle. Any auto insurance agent in Pittsburgh will tell you that this is optional, and should be based on the age of your vehicle. Here’s a useful tip: if you have an automobile that’s 10 years old or more, you might be wasting your funds on collision and comprehensive coverage. You can probably purchase a car to replace your damaged one at a cost that is lower than what you’d pay for this coverage. If you’re looking to get the most out of your choice of auto insurance in Pittsburgh, don’t waste your money. However, you will be required to carry this coverage if you have a new car that is financed. You can opt for a high deductible to save money if you can afford that out-of-pocket cost, in case you have an accident. Find out and compare what different auto insurance companies in Pittsburgh can offer you when buying auto insurance Pittsburgh.

What To Remember When Choosing Auto Insurance Pittsburgh

What Are Auto Flowering Cannabis Seeds

The breeding of auto flowering strains of cannabis plants is constantly becoming more and more popular. New strains and auto flowering hybrid seeds are appearing on the market rapidly but why are these seeds so popular, and how are these new breeds being created.

At the most basic level auto flowering cannabis seeds should be able to grow into fully flowering plants in far more lenient conditions than cannabis plants typically require. While normally growing a marijuana plant will require extremely well regulated lighting, generally beginning with around 18 hours of light and 6 hours of dark at the same times every day during the vegetative stage and shifting to 12 hours of light and 12 hours of dark (to trick the plant into thinking its autumn) to induce the flowering stage. An auto flowering seed however should be able to grow in constant light, and will not require any changes to the set up in order to kick start the flowering process. This is a much more simple process, which gives beginners a far higher success rate.

When growing an auto flowering seed the grower simply needs to plant the seed, leave it in a position where it has constant, 24 hours a day light and make sure that the soil is kept moist by regularly watering it. As well as being less hassle care for, auto flowering plants will typically be ready for harvest in a relatively short space of time. The flowering stage should kick in after 3-5 weeks depending on the type of seed that has been used and the conditions it has grown in. When the initial signs of flowering are detected all that the grower has to do is change the light bulb to a flowering bulb which will help the process along. After this it will be roughly two further weeks before the plant is ready to harvest.

A lot of breeders are currently trying to create new and hybrid strains of cannabis seeds that will auto flower. The most common method of achieving this is by growing an established auto flowering male plant and cross breeding it with any other female plant. Initially this will produce a very low percentage of auto flowering seeds, but constantly inbreeding these seeds will yield higher and higher numbers of auto flowering seeds.

Auto Insurance For Teens

Teen auto insurance is a high risk factor for all insurers. The crash rate for teenagers is so high that it is usually preferred by parents not to let them drive till they are older.

Usually, the most prevailing factor behind teenage drivers is peer pressure. Hence in order to keep your teenager safe at the same time as paying lower auto insurance premium for your teenager, you need to follow certain tips.

First of all, you need to realize that teens aver privileges that come with maturity at the same time as staying away from the attendant responsibilities. It is necessary to let your teenager know that with every privilege there is some responsibility or the other!!

Secondly, you should make them pay their auto insurance premium themselves or at least put in a considerable amount. This is a step that helps assert the fact that they would be far more protective and feel a bit more responsible.

Tips To Help You Ensure Your Teenagers Safety

These tips generally work if you already have a close relationship with your teen.

1. Make sure your teenager does not drive around with peers unless you or some other responsible adult is present in the car with them.

2. Ascertain that your teen does not drive at night. It has been suggested that people driving at night are at a major risk of having accidents.

3. Let them know that they can not drive while being drunk and that they cannot drive if they have taken even a sip of an alcoholic beverage.

4. It is necessary for them to know that racing on the highway is not a good idea. A speeding ticket should lead to being grounded.

5. For taking the car out, they must tell you where they are going. If you are not comfortable, they need to take a cab.

It is necessary for you to get hold of and compare quotes from insurance quotes sites. All you need is just fifteen minutes to get quotes from a select few quotes sites. Furthermore, make sure you give your accurate details as you fill the questionnaires presented.

After receiving your quotes, compare them in order to find out which serves your interest best both in price and value.